0% APR UP TO 21 MONTHS
Low APR & Balance Transfer Cards

Pay less interest. Pay off faster.

Consolidate high-interest credit card debt or finance a large purchase with our longest 0% intro APR offers. Some cards even waive late fees — forever.

💸 Save hundreds in interest charges
⏱️ 0% intro APR up to 21 months
✅ No penalty rate. No late fees ever.
Balance Transfer Savings

See how much you could save.

Transferring high-interest balances to a 0% intro APR card can save you thousands. Here's an example based on CHF 8,000 at 24% APR vs. 0% for 21 months.

  • 0% intro APR for 21 months on balance transfers
  • One flat rate after intro — 19.24% – 29.24% variable
  • 3% balance transfer fee, CHF 5 min
  • No annual fee, ever
PROJECTED 21-MONTH SAVINGS
Without Simplicity+24% APR credit card
CHF 2,184interest
VS
With Simplicity+0% APR × 21 mo.
CHF 2403% BT fee
You Save
CHF 1,944

Based on CHF 8,000 balance. Individual results vary.

How It Works

Transferring a balance is easy. Here's how.

Three simple steps to start saving on interest. Most customers complete the process online in under 10 minutes.

1

Apply for Simplicity+

Complete our secure online application. Get an instant credit decision in most cases. Takes about 2 minutes.

2

Request Balance Transfer

Once approved, log in and request transfers from other cards. Enter account numbers and amounts online.

3

Start Saving on Interest

Transfers usually complete in 5-7 days. Pay 0% APR for 21 months and put the savings to work.

0% APR for 21 Months

Save thousands.
Pay off faster.

Our longest balance transfer offer and the only card with no late fees — ever. Apply online and start saving today.

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