From unlimited 2% flat rate to 3% bonus categories — real cash that's yours to spend, save, or invest. No rotating categories. No hidden caps.
A simple, powerful cash back card that rewards you twice — 1% when you make a purchase and another 1% when you pay your bill. No rotating categories. No annual fee.
Earn unlimited 2% — however much you spend
On purchases & balance transfers. 19.24%–29.24% variable after.
Ever. Keep more of your cash back in your pocket.
Free monthly FICO Score access. Track your progress.
Prefer bonus categories? Our EveryDay Preferred card maximizes grocery & gas rewards.
Elevated rewards where you spend most. 3% at U.S. supermarkets, 2% at U.S. gas stations, 1% everywhere else — and a 50% annual bonus on all points earned.
Redeem for statement credits, direct deposit, checks, or even invest your rewards. No minimums to redeem.
Apply cash back directly to your credit card statement. Any amount, anytime.
Deposit directly into your Oxnard checking or savings account — instantly.
Request a check mailed to you. No minimum amount required.
Put cash back directly into your Oxnard Invest account. Grow your rewards.
Two great cards. Zero annual fees. Unlimited earning potential. Apply online in minutes — most decisions are instant.
With EveryDay Preferred®. Apply today.
Pick the cash back card that matches your spending style. Apply online in minutes. Instant approval for most.